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Author Archives: Jay Butchko

HouseKeys2

Do You Dare To Retire In A House You Own Jointly With Someone Who Is Not Your Spouse?

By David Toback |

More than 20 years ago, George Carlin ranted on stage about the wimpy names that had recently become popular.  He singled out Todd as a silly name, along with other names such as Kyle and Cameron.  Today, Todd, Kyle, and Cameron are names for prosecutors, real estate agents, and parents that every teacher dreads… Read More »

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VictoriaFalls

For A Successful Retirement Plan, Think Beyond The Bucket List

By David Toback |

You probably have some ideas about things you want to do when you retire, and while the retirement activities that people look forward to sometimes come to fruition, the highlight reel of anyone’s retirement does not reflect reality.  The experiences that you are looking forward to last a few weeks at most, and they… Read More »

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Intestate

Florida’s Intestate Succession Laws Provide For The Decedent’s Surviving Spouse And For The Children From A Previous Marriage

By David Toback |

For the past several years, journalists and social media content creators have earned their bread and butter by writing about how today’s young adults can’t be bothered with so many of the things that their parents spent no effort in pursuing.  Fewer people are interested in having children, getting a driver’s license, or owning… Read More »

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Instructions

Instructions To Write For The Personal Representative That Have Nothing To Do With Your Will

By David Toback |

The people who say that probate is a simple process are technically correct.  There is nothing inherently scary or stressful about reading a will, paying debts, closing bank accounts, and issuing checks to the heirs listed in the will.  High conflict probate cases are the exception, rather than the rule, and even if you… Read More »

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Map_Pins

Probate For Part-Time Residents Of Florida

By David Toback |

The stereotype goes that old people retire to Florida, and their younger relatives use their houses as free accommodations for wintertime beach vacations, but when the elderly Floridians need the help of their younger relatives, the younger relatives pretend that they are snowed in up north, even though no blizzard could keep them from… Read More »

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RedCard2

The Probate Court Can Disinherit Abusive Family Members

By David Toback |

Estate planning lawyers advise clients against disinheriting family members for petty reasons.  They also advise against setting conditions on receiving payments from a testamentary trust; attempts to micromanage beyond the grave are rarely successful, especially when the testator of the will or grantor of the trust is no longer around to enjoy the Schadenfreude. … Read More »

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HousesAttached

Does Your Retirement Plan Include Affordable Senior Housing?

By David Toback |

Much retirement advice that ranks highly on Google search engine results pages sounds like it was written for people who spent their working years in a world vastly different from the world where you live.  For example, the writers of retirement advice websites tend to assume that people who are approaching retirement age and… Read More »

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POA_HealthCare

How To Write A Medical Power Of Attorney

By David Toback |

One of the challenges of planning for retirement is that it is difficult to predict how healthy you will be a certain number of years in the future.  It is hard to know whether to imagine yourself using the proceeds from the sale of your empty nest to buy a tiny house which will… Read More »

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SeniorCoupleHouse

Home Ownership Conundrums For Couples Who Marry Late In Life

By David Toback |

A popular saying among estate planning lawyers is that everyone who gets married after age 50 needs a prenuptial agreement.  Even if you can’t get past the association of prenuptial agreements with greedy, distrustful people whose marriages are doomed from the start, you and your new spouse need a plan for how to merge… Read More »

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Retire5

The Better Than Nothing Retirement Plan

By David Toback |

One day, as if out of nowhere, you realize that you are much closer to retirement age than you think.  You might receive greetings from the AARP on your 50th birthday, or you might receive an exorbitant medical bill and mentally calculate how many years it will take you to pay it off and… Read More »

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