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Category Archives: Estate Planning

Instructions

Instructions To Write For The Personal Representative That Have Nothing To Do With Your Will

By David Toback |

The people who say that probate is a simple process are technically correct.  There is nothing inherently scary or stressful about reading a will, paying debts, closing bank accounts, and issuing checks to the heirs listed in the will.  High conflict probate cases are the exception, rather than the rule, and even if you… Read More »

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HousesAttached

Does Your Retirement Plan Include Affordable Senior Housing?

By David Toback |

Much retirement advice that ranks highly on Google search engine results pages sounds like it was written for people who spent their working years in a world vastly different from the world where you live.  For example, the writers of retirement advice websites tend to assume that people who are approaching retirement age and… Read More »

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POA_HealthCare

How To Write A Medical Power Of Attorney

By David Toback |

One of the challenges of planning for retirement is that it is difficult to predict how healthy you will be a certain number of years in the future.  It is hard to know whether to imagine yourself using the proceeds from the sale of your empty nest to buy a tiny house which will… Read More »

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SeniorCoupleHouse

Home Ownership Conundrums For Couples Who Marry Late In Life

By David Toback |

A popular saying among estate planning lawyers is that everyone who gets married after age 50 needs a prenuptial agreement.  Even if you can’t get past the association of prenuptial agreements with greedy, distrustful people whose marriages are doomed from the start, you and your new spouse need a plan for how to merge… Read More »

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Retire5

The Better Than Nothing Retirement Plan

By David Toback |

One day, as if out of nowhere, you realize that you are much closer to retirement age than you think.  You might receive greetings from the AARP on your 50th birthday, or you might receive an exorbitant medical bill and mentally calculate how many years it will take you to pay it off and… Read More »

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How To Face Your Fears About Retirement

By David Toback |

Most people retire earlier than they plan to, but not you.  A common piece of retirement advice goes that, when you are 61, you should count the number of years you want to continue working and divide that number in half to find out how soon you will probably retire.  Since you have no… Read More »

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Precautionary Moves To Prevent Or Simplify Probate Disputes

By David Toback |

You have spent years trying to keep the peace between your feuding family members, and you have reached the conclusion that you only have a limited amount of time on Earth.  Meanwhile, you figured out long ago that your financial resources are limited.  Even with the nimblest estate planning sleight of hand, there is… Read More »

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SeniorCoupleBeach2

Florida’s Sun Coast Never Goes Out Of Style As A Retirement Destination

By David Toback |

If you are looking for a peaceful, affordable place to retire, you could do worse than Florida’s Sun Coast.  The Sun Coast gets its name from the fact that it has, on average, more sunny days per year than anywhere else in Florida, making it one of the sunniest places in the United States. … Read More »

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Practical Gifts To Celebrate Your Retirement

By David Toback |

Being boring is underrated.  Boring gift recipients are the best kind.  It’s stressful to buy gifts for adults because they might take them the wrong way; they might think your gift is a subtle criticism about their appearance or financial habits.  The most fun adult relative to buy gifts for is the one who… Read More »

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SeniorMad2

When Seniors Try To Get Dental Care, Medicare Only Bares Its Teeth And Snarls

By David Toback |

Almost everyone dreads going to the dentist, but you must admit that the advances in dentistry over the past decades have made the experience less pleasant than it used to be when you were young.  If you have to do extensive dental work, dentists will use intravenous sedation, so you will only fall asleep… Read More »

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